Free Kasasa Saver

It’s like a change jar — if change went in there automatically and grew at a high interest rate.

Key Features

  • High Interest
  • Automatic Savings
  • No Monthly Maintenance Fee
  • Digital Banking
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Benefits
  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® checking
  • Automatic transfers of Kasasa Cash earnings
  • 0.75% APY* on balances up to $7,500
  • 0.75% to 0.15% APY on balances over $7,500 depending on balance in account*
  • 0.03% APY* if qualifications are not met in Kasasa Cash
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free digital banking services
  • $100 minimum deposit to open 

And it’s so easy to earn a higher rate.

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle: 

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

But if you don’t meet these qualifications, don’t worry — your account is still free.

Plus, you’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

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Rates

*APY=Annual Percentage Yield. APYs accurate as of 08/15/24. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $100 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle, domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $7,500 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $7,500 in Kasasa Saver earn 0.10% interest rate on portion of balance over $7,500, resulting in 0.75% - 0.15% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.03% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. http://www.fdic.gov/regulations/resources/rates/